True take-home pay
Go beyond hourly trip pay: fuel, wear, insurance, vehicle deductions and an estimated tax reserve.
Open calculator →What do you actually keep
from every gig shift?
Free, independent calculators to estimate real take-home pay, your federal 1099 estimated-tax payment target, and deductions for business driving. All calculations run in your browser, no account required.
1099 quarterly tax
Estimate 2026 federal tax, account for withholding and payments made, and compare safe-harbor targets.
Open calculator →2026 mileage deduction
Compare 72.5¢ January–June with 76¢ July–December against eligible actual vehicle costs.
Open calculator →Explore driver pay by platform
Seven published-earnings guides with an editable take-home estimator. Benchmarks are sample-based, not guaranteed city-specific wages.
Uber
Published benchmark: $21.18/hour. Use your actual earnings and expenses to estimate net pay.
Explore Uber pay →Lyft
Published benchmark: $19.48/hour. Use your actual earnings and expenses to estimate net pay.
Explore Lyft pay →DoorDash
Published benchmark: $11.26/hour. Use your actual earnings and expenses to estimate net pay.
Explore DoorDash pay →Uber Eats
Published benchmark: $14.07/hour. Use your actual earnings and expenses to estimate net pay.
Explore Uber Eats pay →Instacart
Published benchmark: $12.21/hour. Use your actual earnings and expenses to estimate net pay.
Explore Instacart pay →Spark Driver
Published benchmark: $21.74/hour. Use your actual earnings and expenses to estimate net pay.
Explore Spark Driver pay →Amazon Flex
Published benchmark: $20.89/hour. Use your actual earnings and expenses to estimate net pay.
Explore Amazon Flex pay →Why these estimates differ from an app payout
Gross offers are not profit. Business mileage lowers estimated taxable profit under the standard-mileage method; gas and wear still affect economic take-home. Keeping tax deductions and real-world expenses separate prevents double subtraction.
Which 2026 miles qualify?
The IRS business rate is 72.5¢/mile for January–June and 76¢ for July–December 2026. Record qualifying business miles and check mileage versus actual vehicle-expense eligibility before choosing a method.
See the IRS table ↗How to use the tools
Start with your real gross payouts, hours online and driving expenses. Next, calculate taxable 1099 profit and the federal estimated-payment target. Finally, test your actual first- and second-half 2026 miles against eligible actual vehicle expenses. For higher incomes, complex QBI rules, credits, capital gains, uneven income or special state taxes, use professional tax software or a tax adviser.
Primary references: IRS mileage rates · 2026 brackets · Pub. 505 (estimated tax) · QBI rules.
How much do gig drivers keep in your city?
Explore 20 metro-specific guides with editable pay, mileage, fuel costs and sourced local worker-protection notes. City wages are never guessed.
New York City
Do not treat a TLC rideshare formula as a DoorDash pay floor, or a delivery time floor as full online-hour compensation.
New York City earnings →Los Angeles
Evaluate a completed offer against the full time from leaving a previous drop-off to your next paying task.
Los Angeles earnings →Chicago
Count wait time in airport queues and the cost of a return leg with no passenger or delivery.
Chicago earnings →Houston
Do not assume a Texas state income tax is a city sales-tax estimate: the optional state tax input is a manual scenario, not an official calculation.
Houston earnings →Phoenix
If your MPG drops in summer, change MPG before comparing platforms rather than trusting the default.
Phoenix earnings →Philadelphia
Keep track of bridge/toll and parking charges separately from the IRS standard-mileage deduction.
Philadelphia earnings →